Available for just about anything, our personal loans offer competitive rates and a repayment schedule tailored to fit your needs. 

  • Secured Personal Loan - Fixed rate installment loan secured with an EFCU savings account or Share Certificate.
  • Unsecured Personal Loan - Fixed rate and term installment loan without collateral. Also called a signature loan.
  • Signature Line of Credit - Fixed rate loan with a revolving line of credit that can be set up to overdraft to your Choice Checking account.

Take Advantage of Our Holiday Loan Special

Were the holidays hard on your wallet? Our Holiday Loan Special is here to help. Use this loan to:

  • Go on that much needed vacation
  • Pay off other debt
  • So much more!

...really, whatever you'd like! With rates as low as 7.25%*, the post-holiday season has never been easier. Apply online or in-branch today! Questions? Call or text 812.424.2621.

*Exclusions apply. Minimum of $2,500 to qualify for Santa’s Helper rate. Not good for refinance of existing EFCU loans. With approved credit. Promotion ends January 31, 2020.