Available for just about anything, our personal loans offer competitive rates and a repayment schedule tailored to fit your needs. 

  • Secured Personal Loan - Fixed rate installment loan secured with an EFCU savings account or Share Certificate.
  • Unsecured Personal Loan - Fixed rate and term installment loan without collateral. Also called a signature loan.
  • Signature Line of Credit - Fixed rate loan with a revolving line of credit that can be set up to overdraft to your Choice Checking account.

Take Advantage of Our Santa's Helper Loan

Needing extra cash this holiday season? Our Santa's Helper Loan' is here to make your holiday season that much merrier. Use this loan to:

  • Purchase gifts for the holidays
  • Go on that much needed vacation
  • Pay off other debt

...really, whatever you'd like! With rates as low as 7.25%*, the holidays have never been easier. Apply online or in-branch today! Questions? Call or text 812.424.2621.

*Exclusions apply. Minimum of $2,500 to qualify for Santa’s Helper rate. Not good for refinance of existing EFCU loans. With approved credit. Promotion ends January 31, 2020.