Take advantage of this special holiday loan promotion! Consider EFCU's Santa's Helper Loan is a personal loan with an exceptionally great rate as low as 7.25%. Here are some ways the funds could be used:

- Holiday shopping

- Paying off other debts, loans, credit cards 

- Vacation expenses 

- So much more!

Minimum loan amount to qualify for promotional rate is $2,500. This promotion is not applicable for paying off existing loans with EFCU. Apply online, by phone or in person. If applying online, put 'Santa's Helper Loan' in the comment section of the loan application. Promotion runs November 1, 2020 through January 31, 2021. For more details and exclusions, call a loan officer today at 812-424-2621, option 3.


Available for just about anything, our personal loans offer competitive rates and a repayment schedule tailored to fit your needs. 

  • Secured Personal Loan - Fixed rate installment loan secured with an EFCU savings account or Share Certificate.
  • Unsecured Personal Loan - Fixed rate and term installment loan without collateral. Also called a signature loan.
  • Signature Line of Credit - Fixed rate loan with a revolving line of credit that can be set up to overdraft to your Choice Checking account.