Evansville Federal Credit Union Credit Card Application

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Evansville Federal Credit union offers Visa Classic and Visa Platinum credit cards at low Annual Percentage Rates. Check the appropriate box below and apply now to get your credit union Visa credit card.

I understand that if I do not qualify for the Visa selected above, I will be notified if I was approved for another Visa option or was disapproved for both.

Account Information

Account Ownership

Requested credit limit

Applicant Information

*Name (First M. Last)
*Date of Birth (mm/dd/yyyy)
*Social Security Number
Member Number
*Driver's License Number *State
*City, State, Zip ,
Residential Status

*Length at Current Address
*Monthly Payment
*Home Phone Number
*Job Title
*Length of Employment
*Work Address
City, State, Zip ,
*Work Phone Number
*Preferred Contact Method
Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
*Gross Monthly Income

Co-Applicant Information

Name (First M. Last)
Date of Birth (mm/dd/yyyy)
Social Security Number
Driver's License Number State
City, State, Zip ,
Residential Status

Length at Current Address
Monthly Payment
Home Phone Number
Job Title
*Length of Employment
Work Address
City, State, Zip ,
Work Phone Number
Preferred Contact Method
Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Gross Monthly Income

Credit Disclosure

Interest Rate and Interest Charges

Annual Percentage Rate (APR) for Purchases

Platinum – 9.9%

Classic – 15%

Based on your creditworthiness.

APR for Balance Transfers

Platinum – 9.9%

Classic – 15%

APR for Cash Advances

Platinum – 9.9%

Classic – 15%

How to Avoid Paying Interest on Purchases

You have at least 25 days after the close of each statement period to pay your balance in full without being charged interest. There is no grace period for cash advances.

Minimum Interest Charge


Website for Additional Information

To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at www.federalreserve.gov/creditcard.


Maintenance and Set-up Fees

Annual Fee

Additional Card Fee

Notice: Some of these set-up and maintenance fees may be assessed before you begin using your card and will reduce the amount of credit you initially have available.



Transaction Fees

Balance Transfer Fee

Cash Advance Fee

Foreign Transaction Fee



up to 1%

Penalty Fees

Late Payment Fee

Up to $20 assessed five (5) days after due date.

Other Fees

Draft Copy Fee

Replacement Card Fee

Statement Copy Fee

Card Center Phone Payment Fee


$5 (for lost cards only)



To view the full disclosure as a PDF, click here.

The minimum monthly payment is 3% of your total new balance or the overlimit amount, whichever is greater, but not less than $20 plus the amount of any unpaid prior payments due. Payments of $10,000 or greater may not be part of your available credit for three (3) business days. Your payment is due the 27th of every month.

How We Will Calculate Your Balance: We use a method called “average daily balance (including current transactions).” See your account agreement for more details.

Loss of Balance Transfer APR: We may end your Balance Transfer APR if you make a late payment.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Information contained in this disclosure is accurate as of 11/1/2010 and is subject to change thereafter. To obtain more recent information, please call us at 1-800-289-5939.

Separate finance charges for purchases and cash advances are determined by multiplying the periodic rate by the separate average daily balances for purchases and cash advances. Each average daily balance is determined by taking the beginning balance (of cash advances or purchases) of your account each day, adding any new purchases or cash advances (whichever is applicable) and subtracting any payments or credits. The results are the daily balances. All the daily balances for the statement cycle are added and the total is divided by the number of days in the statement cycle to arrive at the average daily balance for the cycle. Cash advances are always subject to FINANCE CHARGE from the date they are posted to your account.

If a grace period applies:

Purchases. A Finance Charge will be imposed on Purchases posted during a Billing Cycle when the Previous Balance is not paid in full within the first 25 days of the Billing Cycle. A finance Charge will also be imposed on Purchases included in the New Balance when the New Balance is not paid in full within 25 days after the Closing Date.

Cash Advances. A Finance Charge will be imposed on Cash Advances from the date of the transaction to the date paid. The Finance Charge accrued on Cash Advances between the Closing Date of the Billing Cycle and the date your Account is credited will appear on your next statement. There is no time period within which to pay to avoid the Finance Charge.

Transfer Balance

Upon approval, I wish to transfer my present balance on the credit card account(s) listed below to my new credit card account.

Additional Comments

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