Money Market Rates
Rates as of June 3, 2013, subject to change without notice. Deposits are federally insured to at least $250,000 by the NCUA.
| Term | Minimum deposit | Dividend Rate | APY* |
| $2,500 - 9,999 | $2,500 | 0.15% | 0.15% |
| $10,000 - $24,999 | $10,000 | 0.20% | 0.20% |
| $25,000 & up | $25,000 | 0.30% | 0.31% |
Dividends on money market accounts are established monthly at a rate determined by the EFCU Board of Directors. Dividends will begin to accrue on the business day you make the deposit to your account. Dividends are calculated by the Daily Balance method which applies a daily periodic rate to the principal in the account each day. Dividends are paid monthly. Fees may reduce earnings.
*APY - Annual Percentage Yield
