Rates as of
February 1, 2012
, subject to change without notice. Fixed Rate Payment Examples do not include amounts for taxes or insurance premiumns. Your actual payment information may vary. Variable Rate Effective December 17, current Prime Rate is 3.25%. The index for the variable rate is the Wall Street Journal Prime Rate and can change on the 1st day of each month. Maximum annual percentage rate is 17%. Closing costs are waived for minimum initial advances of $10,000 or more. For minimum initial advances of less than $10,000, closing costs estimated between $100 to $250 will be charged. Home Equity
Loan
Minimum $5,000
Up to 90% loan-to-value (LTV)
Terms available up to 100% LTVTerm APR Payment Example per $1,000 Borrowed 60 month 5.25% $18.99 120 month 5.75% $10.98 180 month 6.50% $8.71 
Line of Credit
Visa Credit Card Access
No Annual FeeTerm APR 90% LTV 3.00% 100% LTV 4.00% 
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