Evansville Federal Credit Union
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Home Equity

Rates as of February 1, 2016 , subject to change without notice.


Fixed Rate
Minimum $5,000
Up to 90% loan-to-value (LTV)
Terms available up to 100% LTV

TermAPRPayment Example per $1,000 Borrowed
60 month4.00%$18.42
120 month4.50%$10.37
180 month5.25%$8.04

Payment Examples do not include amounts for taxes or insurance premiums.  Your actual payment information may vary.


Line of Credit

Variable Rate
Visa Credit Card Access
No Annual Fee

90% LTV3.00%
100% LTV4.00%


Effective December 17, current Prime Rate is 3.25%. The index for the variable rate is the Wall Street Journal Prime Rate and can changed on the 1st day of each month. Maximum annual percentage rate is 17%.  Closing costs are estimated between $100 to $425.


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