Rates as of
February 1, 2012
, subject to change without notice. Deposits are federally insured to at least $250,000 by the NCUA. Dividends on checking accounts are established monthly at a rate determined by the EFCU Board of Directors. Dividends will begin to accrue on the business day you make the deposit to your account. Dividends are calculated by the Daily Balance method which applies a daily periodic rate to the principal in the account each day. Dividends are paid monthly. Fees may reduce earnings. *APY - Annual Percentage Yield
Choice Checking™ Rates
Amount Minimum to earn dividends Dividend Rate APY* $500 - $999 $500 0.15% 0.15% $1,000 - $2,499 $1,000 0.15% 0.15% $2,500 - $9,999 $2,500 0.15% 0.15% $10,000 and up $10,000 0.15% 0.15%
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