Home Buyers Checklist
| Date |  |
To Do: |
| Be an informed buyer and familiarize yourself with the mortgage process. Visit our Frequently Asked Mortgage Questions section to get started. | ||
| Have a question about a real estate term? See our Glossary of Mortgage Terms. | ||
| Be aware of your credit situation. Click here to get a copy of your credit report. | ||
| Start the Mortgage process by getting pre-qualified or pre-approved with EFCU. | ||
| When you find an acceptable house, write an offer. Your realtor should explain all of the details thoroughly. | ||
| Negotiate the best deal using the information you have acquired. | ||
| Apply for a mortgage loan from EFCU. | ||
| Protect yourself with a Home Inspection. | ||
| Learn about Home Warranties and what they protect. | ||
| Compare and secure Homeowners insurance. | ||
| Start making plans for your move. Click here to use EFCU's handy Mover's Checklist. | ||
| Do a final walk through of the house. | ||
| Final closing and settlement. | ||
| Move into your new home and begin enjoying it! |
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