Whether you're buying new, pre-owned or looking to refinance your current vehicle, Evansville Federal Credit Union offers a number of financing options to best fit your needs and budget. 

Apply online, in branch or call us before you start shopping and we can pre-qualify you and provide free car value information.  

 

These local dealerships offer on-site EFCU Financing. Just tell them you're a member of Evansville Federal Credit Union and you want to finance with us - it's that easy.

 
Autocar Trader Fred's Used Cars
D-Patrick Boonville Kenny Kent Chevrolet
D-Patrick Ford Kenny Kent Toyota Lexus Scion
D-Patrick Honda LUX Motors
D-Patrick Nissan Neuhoff Auto Sales
D-Patrick Motoplex Patriot Chevrolet
Evansville Hyundai Romain Cross Pointe
Evansville Kia Mazda Volvo Town & Country Ford
Expressway Chevrolet Expressway Fiat/Alfa
Expressway Dodge Expressway Mitsubishi
Expressway Ford  
Expressway Jeep  
 

 

Boats, jet skis, motorcycles -- you name it, and we'll finance it for you. Check our rates to find out the low annual percentage rate (APR) that will apply to your specific needs.

Wondering what your payments will be? Calculate your monthly payments with our Loan Calculator.

 

Protect your new vehicle with the right mix of insurance products. They're very affordable and may save you a lot of money (and headache) down the road.

  • Extended Warranty - Don't get caught making expensive repairs on your new and pre-owned vehicles! Many breakdowns occur after the manufacturers warranty expires, so protect yourself from expensive repairs. Call us today for information on this money-saving program.
  • Debt Protection - Unexpected events could leave you scrambling to pay your monthly payments. Debt Protection can help relieve financial pressure in the event of death, disability, or involuntary unemployment. Talk to a loan officer today to add Debt Protection to your loan.
  • Guaranteed Asset Protection Insurance (GAP) - Guaranteed Asset Protection covers the difference between the loan or lease balance and up to 125% of the market value of your vehicle, including up to $1,000 of your insurance deductible, if your vehicle is stolen or totaled. Protect your auto investment by calling a loan officer to sign up for GAP insurance today.

For more information or a quote on our insurance products, click here.

TruStage

Did you know that your credit union is the place for car insurance? That's because the TruStage Auto & Home Insurance Program is built on the same foundation as we are: Good rates,excellent service and solid value. With discounts for being a member and easy switching from your existing carrier, it's worth a quick phone call to get a quote.To get started, just call 1-888-380-9287 or visit TruStageAutoHome.com.

TruStage Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies.

AHE, AHL-909133.1-0414-0516

Already have a car or truck, but financed it elsewhere? We may be able to save you money! Talk to a loan officer today to refinance and save.

Zero percent financing offers might sound great, but are they? Not always. If there’s a manufacturer’s rebate, don’t give it up in lieu of zero percent financing. It may cost you more in the long run. Compare the cost of a $20,000 vehicle with a loan term of 36 months:

  EFCU Manufacturer
Interest Rate 4.25% 0%
Manufacturer's Rebate $3,000 none
Amount to Finance $17,000 $20,000
Total Interest Paid in 3 years $1,138 $0
Total Payments $18,138 $20,000
Financing with EFCU saves you... $1,862  
 

And, even if you don’t give up the rebate, it can still cost you. Experts warn that when consumers get good financing - and many believe 0% is the best deal available - they don't negotiate on price. As a result, car payments can be much higher than the budget can bear.

Don't let manufacturer incentives lure you into a trap that leaves you cash-strapped. Call us at 812.424.2621, option 3 to help you sort out your options and figure out the best financing for your car - and your cash flow.