Smart Start Checking™

We've taken all the great features of Choice Checking™ and added even more features to create Smart Start Checking for our members 13-21!

• No monthly service charge.
• No minimum balance requirements.
• Earn dividends on anything above $500 in your account.
• FREE first box of checks.
• Unlimited ATM transactions (You may be subject to ATM fees at other institutions machines).
• Note: when member turns 22, it reverts back to 10 transactions per month without fees.
• FREE e-Banking
• FREE Visa® Debit Card
• Flexible Use - direct deposit, payroll deductions, automatic loan transfers, and pre-authorized withdrawals for recurring payments.
• Unlimited access to an EFCU Loan Officer to answer any questions

Stop by any branch to sign up today!