Evansville Federal Credit Union
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Checking & Savings

Share Certificates


Evansville Federal Credit Union's Share Certificates are a solid choice for your saving needs. You will receive attractive and guaranteed yields on terms from 3 to 60 months. Start today with as little as $1,000 and watch your money grow, on your terms.

  • Choose between three options on how to receive Share Certificate dividends:
    • Compounding - watch your certificate grow when you reinvest the dividends. This will result in a higher yield (also known as Annual Percentage Yield).
    • Dividends can be mailed to you on a monthly basis.
    • Dividends can be paid to an EFCU share account monthly.
  • Your certificates are federally insured by the National Credit Union Administration (NCUA) to at least $250,000.
  • Interest can be withdrawn monthly without penalty (for non-compounding Share Certificates only).
  • Dividends are paid on a 365-day year (many institutions only pay on a 360-day-year).
  • Early withdrawals are subject to 90 day penalty on earned or unearned dividends.

View our current rates on all Share Certificates products.

Have a question about EFCU's Share Certificates? Click here to for our Share Certificate Frequently Asked Questions.


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